Free 90 Day Warranty with Home Inspection

No Gimmick, Free 90 Day Home Warranty! No matter how thorough the inspection, issues come up after the sale from time to time with previously owned homes.  It’s not the inspectors fault, nor the agents or new home owners.  That’s why Home Detective offers a FREE 90 Warranty with any home inspection we do.  Some buyers and agents have used it over the years, ALL with positive reviews.  Every party to the transaction leaves it with peace of mind.  Here are the details: MECHANICAL COVERAGE SUMMARY: Plumbing: Water lines, faucets, water heaters, drain lines, gas lines. Electrical: Main service panel, secondary service panel, and wiring. Appliances: Kitchen Appliances including and limited to oven, range, dishwasher, built-in microwave, trash compactor, and garbage disposal. Heating/Air (HVAC): Furnace, Air Conditioner, and Thermostats. STRUCTURAL COVERAGE SUMMARY: Poured Concrete & Block wall foundations. Floor joists, bottom & top plates, and wall members. Roof leak repair (does not include replacement of bad shingles), load bearing walls, attached garage doors. COVERAGE TERMS: This service contract covers only those items specifically listed and excludes all others. This contract covers parts and labor only and does not cover consequential or secondary damages. This contract only covers those items that were confirmed to be in good working order at time of inspection and excludes all others, regardless of their condition at the time of inspection or if they were repaired. This contract does not cover water damage, cosmetic repairs, or items that are inaccessible without the removal of drywall, concrete, or any other permanently installed covering. This is not a maintenance contract. In order for an item to be covered, it must be maintained in accordance with the manufacturer’s standards or be maintained within reasonable standards where no such standards exist. This contract excludes all appliances, climate control systems, and fixtures over 10 years old. This contract does not cover plumbing stoppages, regardless of reason. This contract does not cover well or septic systems or any related components. RWS is not responsible for upgrading failed systems to meet current codes or local ordinances. This contract does not cover chimneys, fireplaces, or brick failures of any kind. This contract does not cover cracking or scaling concrete. Roof repair is for leaks only, to rolled, composition, or asphalt shingle roof only, and is limited to the repair of the leak only. This contract does not cover pest damage, including that caused by any and all wood destroying insects and pests. All mechanical coverage is limited to those items within the home’s foundation, and limited to an aggregate maximum of $500.00. All structural coverage is limited to issues within the home’s foundations and is limited to an aggregate maximum of $2000.00. RWS is not an insurer. Any damage caused by any peril is not covered by this contract, which includes but is not limited to; war, riot, civil commotion, earthquake, hurricane, any and all acts of god, or any other outside cause or neglect. All claims on this policy shall be made by the buyer of record only after they have taken possession of the home. This warranty and all related disputes shall be interpreted and enforced in accordance with the laws of Hamilton County in the State of Indiana without reference to, and regardless of, any applicable choice or conflicts of laws principles. All claims must be received within 90 days of the inspection or within 22 days of closing, whichever comes later. The coverage under this policy shall come after any and all other warranties in place. VALIDATING YOUR HOME WARRANTY: It is important that we have your information prior to any claims being made. Please be sure to validate you home warranty at within 15 days of your inspection with your name, the address of the property, and your inspector’s name. CLAIMS PROCEDURES:
  1. Written Notification of claim must be received by RWS prior to the expiration of the policy (which is defined as noon, the 91st day after the inspection is completed). The following information must be contained in the claim: a. Your Name b. Your Inspector’s Name c. Your Full Address d. A Phone Number Where You Can Be Reached e. A Brief Description of the Claim f. Make, Model & Serial # for All Appliances
  2. An itemized repair estimate must be submitted for every approved claim, including the breakdown of parts & labor, as well as a specific cause for the failure in writing from a licensed or properly certified repairperson. RWS reserves the right to request up to two (2) additional estimates. The estimate must include contact information for the repairperson.
  3. A copy of your home inspection must be submitted with the repair estimate, or at least those pages pertaining to the affected items.
Claims will be processed after we are in receipt of items 1, 2, & 3. You will be contacted by an RWS representative within 72 hours of all items being submitted. Residential Warranty Services, Inc. P.O. Box 797 Carmel, IN 46082 800-544-8156 Fax 877-307-7056 For more information, please don’t hesitate to contact Reed today at (763) 434-3155.

Furnace Tips for Efficiency & Safety

The cost of heating your home can be up to one-third of your home's energy bill, and your furnace or boiler can also pose a significant safety risk. This article and video gives you 21 tips for your furnace or boiler, that can help you to:
  • save money
  • improve safety
  • extend useful life


  1. Have an annual inspection done.

    Each year you should have a professional service person conduct a thorough cleaning, inspection, and adjustment of your furnace. This is critical for ensuring the safety and energy efficiency of your furnace or boiler.
  2. Install a carbon monoxide detector near your furnace or boiler,

    so this can alert you to the presence of deadly CO gas from improper combustion or flue gas leaks (see types, costs, and reviews of CO alarms).
  3. Install ducting to bring outside air directly into the burner,

    if your furnace or boiler is fired by oil, gas or propane. Ducting in outside air will allow your furnace to burn cold air from the outside, instead of warm air from inside your house.
  4. Upgrade to a more energy-efficient furnace or boiler.

    If you have an older unit, the energy savings and potential rebates can often pay for the cost of the new furnace in just a few years.
  5. Keep your furnace room clean and uncluttered,

    especially near the burner area. This helps to minimize dust and dirt intake into the burner, and it also reduces the risk of fire in your furnace room.
  6. Ensure adequate air for combustion.

    If your burner is starved for air, it will operate both inefficiently and unsafely.
  7. If gas-fired, keep your pilot light burning all year long,

    as this will help reduce condensation in the system that leads to corrosion.
  8. Do not keep any flammable liquids or materials in your furnace or boiler room,

    as these can create a fire hazard.
  9. Upgrade your furnace to a heat pump or a geothermal heat pump,

    as either of these are more energy efficient than a traditional furnace or boiler.
  10. Use a space heater to heat an area of a single room,

    rather than running your central heating. For a heating a small area, a space heater can be more efficient (see types, costs, and reviews of space heaters).
  11. Test your heating system early in the fall

    well before the heating season, to be sure it is ready for winter use if it needs any extensive work, and also before service providers get busy.
  12. Try adjusting your thermostat down by a couple of degrees and dressing a little warmer.

    Each degree raised over 68 degrees can save up to 3 percent on your heating bill (see types, costs, and reviews of smart thermostats).
  13. Don't set your thermostat at a higher setting than normal when you first turn on your heating system,

    & as it will not heat up your home any faster, and may result in excessive heating.
  14. If you hear anything unusual with your heating system, get in touch with your service professional right away,

    so you can catch problems early, before they become serious.
  15. Lower the temperature on your thermostat by 10 degrees when no one is home,

    as this will save you money for heat that you don't need while gone.
  16. Make sure that your thermostat is not being hit by direct sunlight or any other heat source,

    such as a heat register, lamp, television, etc., as this can fool your thermostat into turning off and on at the wrong times.
  17. Close doors to rooms on outside walls without thermostats that aren't being used,

    as this will help reduce heat losses to these unused rooms
  18. Check that your thermostats are mounted level horizontally.

    On some models if they are not level, then they do not perform properly.
  19. Clean your thermostats regularly.

    Remove your thermostat cover and vacuum any dust build-up, and clean switch contacts using a Q-tip dipped in alcohol.
  20. Check the temperature calibration of your thermostat, and adjust it if necessary.

    A thermostat that is not calibrated properly will turn on and off at the wrong times.
  21. And finally, install a programmable or “smart” web-enabled thermostat.

    These types of thermostats can save you money on energy by automatically changing your temperature settings for the times that you are typically away from the house, sleeping, etc.


We hope these 21 operating tips will help you to save money on the largest consumer of energy in your home, and that they will also help you to improve the safety of your furnace or boiler. Home Detective is a 5 Star Rated, Certified Home Inspector with a Warranty Program & Veteran Owned.   To schedule a home inspection, contact Reed today at online or at (763) 434-3155.  Buyers Home Inspection Brainerd | Certified Home Inspector Otsego | Pre-Listing Home Inspection Garrison | Home Inspection for Sellers Maple Grove

Preparing Your Home For Winter

Winter can be very hard on both your home and your pocketbook. This article gives you a checklist of things you can do to both protect your home, and to help to reduce your energy bills this winter:

Seal Potential Air Leaks

. Air leaking around windows, doors, pipes, and where building materials meet will cause you to have higher energy bills this winter. A little bit of weatherstripping and caulking goes a long way towards cutting your utility bills.

Paint or Seal Any Exposed Wood.

Unprotected wood will take a real beating by harsh winter weather, and can result in wood rot and water penetrating into your home (helpful accessory: clear wood sealers).

Cover AC Units.

Covering your outside air conditioning units can help protect this expensive equipment from the winter elements (helpful accessory: AC covers).

Check Emergency Supplies.

Even if you have well-stocked emergency supplies (batteries, candles, food, water, etc.) you should still check to be sure that they are all still there, and that the supplies are all still fresh (helpful accessory: emergency kits).

Tie-up or Cover Bushes and Shrubs.

Tying up your bushes and shrubs can help protect them from being destroyed when they become covered with heavy ice or snow.

Inspect Large Trees.

Trees which could potentially hit your home, fence or on-property structures should be inspected prior to the winter, and any likely hazards should be addressed.

Take Down Screens and Put Up Storm Windows.

Screens can be easily damaged by ice and flying debris. And of course storm windows helps reduce heat loss from your home.

Inspect Outside Light Bulbs.

If you have light bulbs that have burned out, then you will want to replace them before the winter makes doing this more difficult, and when the short days make the outside lights more necessary.

Check Roof De-Icing Cables.

If your home uses electric tracing cables to de-ice your roof to prevent “ice dams,” then you should inspect your cables prior to the winter.

Check CO Monitors and Smoke Detectors.

Especially if you have a gas or oil-fired heating system, you should check your CO monitors and smoke detectors prior to the winter and test them monthly (see types, costs, and reviews of CO monitors).

Secure BBQ and Patio Furniture.

If you have a barbecue or outdoor patio furniture, you should secure them from the winter elements.

Inspect for Pest Control.

Some pests like to find someplace warm to spend the winter. If you don’t want company from them in your home this winter, then you will want check that all of the potential openings to your home (around pipes, through attic vents, etc.) are sealed off.

Drain Outside Water Faucets.

Outside water faucets can freeze and crack, causing water to leak into your home. Here is our video showing how to properly drain the water from them:

Clean and Inspect Gutters and Downspouts.

Your roof gutters and downspouts protect your home from water building up around your foundation. You should check to be sure they are properly channeling water away from your home.

Clean Basement Window Wells.

The build-up of leaves and debris should be removed from your basement window wells to prevent water damage, pest infestations, etc.
Home Detective is a 5 Star Rated, Certified Home Inspector with a Warranty Program & Veteran Owned.   To schedule a home inspection, contact Reed today at online or at (763) 434-3155.  Buyers Home Inspection Brainerd | Certified Home Inspector Otsego | Pre-Listing Home Inspection Garrison | Home Inspection for Sellers Maple Grove