Insulation 101

Insulation is an essential part of your home. Not only does it help keep the home warm during the winter, but it also plays an important part in keeping you cool during the summer. Once you start looking at the different insulation options that are available, though, the whole thing can get a bit confusing. To help you make sense of it all, here are some of the basics you need to know about home insulation.

How Insulation Works

Insulation works by providing a physical barrier to the transfer of heat through parts of the home such as the walls, ceiling and roof. Depending on the type of insulating material used, it may simply provide a barrier to heat transfer, or it could actually reflect some of the heat back in the direction it came from. In the summer, this means that heat is prevented from entering from outside; in the winter, the insulation stops heat from moving out of the house.

Understanding R-Values

Insulation effectiveness is measured by R-Value. The higher a material’s R-Value is, the more resistant it is to heat penetration. Insulations that have a higher R-Value tend to be thicker or made of denser materials able to resist greater amounts of heat transfer than thinner insulations. Some forms of insulation may have a lower R-Value but are still effective; an example is aerosol can spray foam, which can’t be placed very thick, but seals out air. So keep in mind that R-Value isn’t the only measure of how effective insulation is.

Types of Insulation

Insulation isn’t exactly a one-size-fits-all product. There are different types of insulation available to meet different needs. Though the specifics of different insulation types may vary, these are the most common types of insulation you’ll see:

  • Batt Insulation – This is what most people think of when they picture insulation. Batt insulation comes in rolls of material such as fiberglass or cotton that is applied in walls, floors, ceilings or other areas where large amounts of insulation is needed.
  • Spray Foam – As the name implies, this insulation comes in the form of a liquid foam that is sprayed onto the surface where insulation is needed. The foam expands and hardens, providing a layer of insulation that can fill gaps, cracks and other areas that other insulation types often miss.
  • Blown-In Insulation – Similar to spray foam insulation, blown-in insulation is applied by a blower instead of coming in rolls. Instead of originating as a liquid, however, this insulation is made of small bits of fiberglass or cellulose and fills in the area where it is blown. It provides excellent heat retention and creates a sound barrier where applied as well.
  • Radiant Barriers – A specialty insulation generally made of layers of perforated aluminum, this insulation is applied in the attic walls and rafters in areas with warm climates. The insulation reflects radiant energy from the sun, reducing attic temperatures and making heating and air conditioning more efficient.
  • Window Insulation – This can come in the form of films applied to the window surface, plastic sheeting applied over the windows or even insulation built into the windows themselves.

You may encounter other types of insulation as well, though they are typically intended for more specialty uses than those listed here.

Air Sealing

Even high-quality insulation can’t do much if there are cracks and gaps in your walls or foundation that let air flow in and out freely. Finding and filling cracks with a sealant is an important part of insulating your home. There are different sealants available for this purpose, though spray foam insulation works as both an insulator and an air sealant.

Insulation Installation

Making sense of different types of insulation and figuring out which is best for your needs isn’t always easy. Fortunately, HomeKeepr can help you find a professional installer who will match you to the best insulation for your home and seal up any air leaks as well. Sign up today for a free account so you can get to work on insulating your home.

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Are Smart Homes Here to Stay?

There’s been quite a bit of hype about smart homes in recent years. These aren’t the top-to-bottom smart homes that were envisioned by science fiction for years, of course. Those were houses that had a central artificial intelligence that controlled everything and inevitably went rogue at some point. Instead, modern smart homes are usually traditional homes just like the one that you live in. They’ve simply been enhanced with sensors and devices and the occasional digital assistant. Some people are thrilled with how technology is changing the way we interact with our home environment. Others aren’t quite so happy with the direction that this trend is heading. Love them or hate them, though – there’s one thing that you need to accept: The smart home isn’t going away.

What Makes a Smart Home?

A smart home is one that has a variety of sensors and controls within it that give you additional information or functionality when it comes to your home. This can range from information like whether you left the front door unlocked or what the temperature is in your living room to functions such as controlling your lights with your voice. Some smart homes use a central hub or device to control everything, while others use components that connect via wifi and are controlled by your phone. Some smart homes feature appliances or other major fixtures that have “smart” capabilities while others just use devices or sensors to make day-to-day life more convenient. Because of the device-based nature of modern smart homes, homeowners can choose exactly the components they want to help make the smart home installation meet their specific needs.

Smart Home Devices

There are a wide range of smart home devices available for homeowners. Some of these are fairly well known, such as smart thermostats that feature programmable temperature controls that “learn” how best to keep you comfortable. Others are less common but very handy, such as leak sensors that alert you when your pipes leak or window sensors that let you check to see whether your windows or locked or unlocked. You can get smart lighting that can be controlled remotely and can even change colors, smart locks that you can lock and unlock with your phone or a key fob, smart smoke and CO2 detectors, motion sensors that activate security cameras but that are able to ignore pets and small animals… the list is quite extensive. Most of these devices are programmable so you can automate specific tasks, or can at least be paired with things such as a digital assistant (like Amazon Echo devices or Google Home) to schedule automation and even voice control.

Safety and Privacy

There are a number of advantages to using smart devices, including saving money and increasing convenience in your daily life. However, some people have security and privacy concerns as well. Some smart devices have been exploited in the past, allowing hackers to listen in or speak through the devices to people in a smart home. Some devices featuring video also raise security concerns as people worry that others will be able to record them going throughout their day. While these are valid concerns, security breaches and flaws are taken seriously by manufacturers. The majority of cases where unwanted access has occurred were either due to flaws that have since been patched or due to someone gaining access to the password that secures the devices. This is why it’s important for those who buy smart devices to use strong passwords on their accounts and to make sure that their devices have up-to-date software, as these two actions will mitigate the majority of security concerns.

Get Smart

Whether you already have smart home devices installed or you’re just curious, there are installers and consultants who can help you determine exactly how your home could be a little smarter. If you’re interested, HomeKeepr can help you connect with a consultant in your area that can help you along your way. Sign up now for your free account and get ready for your home to be that much smarter.
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17 Mistakes to Avoid When Selling Your House

Selling your house can be both exciting and stressful, especially if it’s your first time. Regardless of why you decided to sell your home, there are a number of pitfalls you can easily fall into, making your home selling experience less than ideal. Luckily, we’ve put together a list of the most common home selling mistakes people make so you can sell your home knowing you have your bases covered. A home for sale

Underestimating the cost of selling your house

While you should ultimately profit from the sale of your home, many home sellers forget about the costs associated with selling a house. For starters, you should expect to use five to six percent of the total sale price of your home to cover the commissions of both the seller and buyer agents. For example, if you sell your home for $300,000 you could wind up paying upwards of $18,000 in commission. Furthermore, this hefty cost doesn’t include possible concessions homebuyers might want you to make during the negotiation phase, such as making repairs suggested by a home inspector.

Not budgeting for your move

When you consider the moving process, you have two options: hiring a moving company or borrow your buddy’s truck and doing it yourself. By hiring a moving company, rather than doing it yourself, you’re getting someone who will pack, move, and then unpack your belongings. This means that a full-service mover can be well worth the investment when you’re preoccupied with all of the other tasks associated with selling your home. Not to mention, when you hire movers your belongings are insured so you’re covered if anything breaks.

Selling a house you owe more on than what it’s worth

If you still have a remaining balance on your mortgage, you’ll most likely use a portion of the sale proceeds of your home to pay off the existing mortgage. Make sure you don’t owe more on your mortgage than what your house is actually worth or you won’t make enough money on the sale to pay off your mortgage. The best option is almost always to wait on selling your home so that it can build more equity. This way you can sell your home and buy a new one without having two mortgages at the same time.

Pricing your home incorrectly

If you price your home too high, your home may fall into seller’s limbo, sitting on the market for what feels like an eternity. On the other hand, if you price too low then you will likely sell your home quickly but you risk missing out on a significant amount of money. The first step to understanding how much your home is worth is utilizing an online calculator. Afterward, meet with your real estate agent to discuss a good pricing strategy for your home. They will look at other comparable properties in your neighborhood that sold recently as well as bring keen insights into what the housing market is currently doing. Together, you’ll determine a good starting price as well as a pricing strategy that will incentivize buyers if your house begins to sit on the market for too long.

Skipping a pre-listing home inspection

Selling a house is stressful enough, even when everything goes right. But if a homebuyer hires an inspector who catches an issue like mold, pests, or a cracked foundation, then your stress levels will multiply as you risk losing a potential sale entirely. Given the affordability of home inspections, there’s not much reason to avoid them. Getting a pre-listing home inspection will put your mind at ease as you’ll either know that your home is in sound condition or you’ll be able to tackle problems before homebuyers have the chance to bring them up during the negotiation phase. If an issue does arise, you can either fix it or you can let buyers know and then make a concession during the negotiation phase by reducing the price of your home accordingly.

Not refinishing hardwood floors or cleaning your carpet

If you’re reading this at home, look down. How do your floors look? Even if they don’t look terrible, there’s a pretty good chance they’re starting to show their age. Since potential buyers are going to be inspecting every aspect of your home, you should start thinking of refinishing your hardwood floors and cleaning your carpet. A living room with wood floor The best time to have your carpet cleaned or hardwood floors refinished is right before you stage your home. Since you’ll already be moving most (or all) of your furniture to either a new home or a storage unit, this is a great time to get your floors done (like the floors above) and make them a selling point to potential homebuyers.

Not staging your home for a quick sale

The main point of staging your home is to allow potential homebuyers the chance to picture themselves living in your space. They get to see a home with furniture and art that’s arranged in a way that highlights key features of your home, rather than an empty house that echoes every sound. Staging your home pays off too as 21 percent of agents told the National Association of Realtors that staging a home increased its’ sale price by as much as 10 percent, making it a worthwhile investment.

Forgoing professional real estate photos

With the advent of cameras on smartphones, everyone likes to think of themselves as a photographer these days. Even though that picture you took of your dinner last week looked like it could be featured in advertisements, you’re still probably not ready to take your own real estate photos. A real estate photographer will make sure that your home looks great when you list it because not only do they have the equipment, they understand the angles that best sell a home. If you have a large home, a stunning view you want to show off, or a large amount of land, you may also want to consider having aerial photos taken of your home. The views that drones are able to capture are impressive and can help show off your home in a way that will make sure it stands out from other houses in your area that are on the market. Even better, drone technology makes this option more affordable than ever before, allowing you to get a lot more bang for your buck.

Trying to sell a poorly lit home

You want to show your home in the best light, so take the time to really gauge the quality of your lighting by closing your curtains/blinds and looking at each room as though you’re a potential homebuyer. Make a note of any rooms that are poorly lit or just seem dark and then call an electrician so that you can have some additional lighting installed. a well lit home for sale Even worse than a poorly lit room, however, is when the lights don’t work at all. Sometimes the light bulb is just burnt out, while other times the socket itself is in need of repair. Consider calling an electrician before you begin showing your home to make sure it’s shining its brightest like the one above. Potential buyers (and your bank account) will thank you for the investment.

Not making your home energy efficient

If you’d like to spend less on your utility bills, you aren’t alone. A study by the National Association of Realtors found that 33 percent of homebuyers see high-efficiency HVAC systems as an important factor when looking at a new home. If you have an older home, you should look into either retrofitting or replacing your HVAC unit altogether as your current system might be using a lot more energy than it needs to be. This will ensure that you have a system that is meeting your home’s needs, while also lowering your utility bill. If you’re committed to energy-efficiency then there are a few extra things you can do. These options include making sure your home is properly insulated, ensuring that you don’t have any leaky air ducts, and buying a smart thermostat. Whichever route you pursue, having an energy-efficient HVAC system will make your house stand out from the competition.

Not cleaning your house before trying to sell it

Most of us would probably be lying if we said our homes weren’t overdue for a good cleaning, so don’t forget to check this box before listing your home for sale. There’s nothing more off-putting during a home tour than realizing the house is dirty, and potential homebuyers may wonder what else you’ve been neglecting. By hiring a professional cleaning company, you’ll guarantee that not only is your home spotless but that you’re going to make a great impression on homebuyers when they tour your house.

Not addressing the exterior of your house

Over the years, your home’s exterior has taken a beating from the elements. With everything mother nature throws at it every year, the paint on your home’s exterior and the stain on your deck have likely lost a bit of their luster. So before listing, be sure to pressure wash your house first. In addition to making sure your house looks its best in the listing photos, you will also enhance the overall curb appeal when buyers eventually show up for a tour. In addition to pressure washing your house and deck, you can also take the time to pressure wash your garage door, fence, patio, driveway, and any walkways you may have.

You never got around to repainting

One of the first things a potential buyer will notice when they pull up to your home is the paint. If you want to make a good first impression, then you’ll need to ensure that your home is painted an inviting color and that the quality of your paint job is top-notch. While the job of repainting your house might take a few days, the value of painting your house before selling will be well worth the effort.  A recent study found that painting the exterior of your home has a 51 percent return on investment. Don’t stop with the exterior though! We’ve all seen some pretty questionable color choices on the walls of homes. If you happen to have a lime green or bright purple wall, you’ll want to repaint them to be a more buyer-friendly neutral color. Doing so will make it easier for buyers to be able to picture themselves living in your home as it makes them think of your walls as a blank canvas.

Selling a home with a yard in need of some TLC

The other way to make a great first impression is by wowing potential buyers with your yard. Start by cleaning up anything that may be cluttering your yard, porch, or pathways (things like gardening equipment or a child’s bicycle). Then you can move onto mowing the lawn, weeding your garden, and planting some new flowers. If your yard has a damaged pathway, you may also want to think about fixing or even replacing it as well. If these touch-ups seem like a lot to tackle while you’re trying to sell your home, don’t be afraid to hire a landscaper as the cost is well worth it. A study by Turf Magazine found that a home’s value tended to increase by as much as 10 to 12 percent after making upgrades to the landscaping.

You have mismatched appliances

Maybe your black stove died a couple of years ago and you replaced it with a brand new stainless steel one. Or maybe you swapped out that white kitchen faucet you always hated with a copper one that caught your eye. Either way, the result is mismatched appliances. While it won’t necessarily impact the overall sale price of your home, many homebuyers are going to find the mismatched color scheme off-putting, so consider making some changes before you sell – the kitchen below is great inspiration. kitchen with matched appliances The best way to proceed is to decide which kitchen appliances are your favorite and base the color scheme off of them. So if that fancy new stove you bought last year is stainless steel, then make sure your other appliances are too. Luckily, many appliance manufacturers offer discounts if you purchase multiple appliances with them at once.

Lingering during a home tour

Nobody likes a lingerer, especially when they also happen to be the owner of the home you’re currently touring. If you don’t leave the home during a showing, then potential buyers feel awkward as they attempt to discuss what they like and dislike about the house. You also prevent your listing agent from being able to do their job to the best of their abilities as you’re naturally going to want to answer any questions the buyers have rather than leaving those questions to your agent. So instead of staying in your home during a showing, try taking the opportunity to go shopping, run errands, or visit some friends instead. Your agent will thank you.

Taking a Lowball Offer Personally

Regardless of your reasons for moving, the fact that you’ve probably lived in your home for years means that you have a lot of strong feelings attached to it. So when you receive a lowball offer, it’s natural to be offended. Instead of walking away, send them back a counteroffer that you and your real estate agent think is fair. If they really are interested, then you’ll be glad you didn’t let your emotions get the better of you.
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Are You Sure You Own Your Fence?

As Robert Frost (somewhat facetiously) said, “Good fences make good neighbors.” While many people have much better relationships with their neighbors than the saying implies, there is something to be said for a good fence on your property. Not only can fences add some visual appeal to the property, but they can also be functional. Fences are often a godsend if you own animals and don’t want to keep them chained up outside, and a fence around your backyard can afford you some privacy with your family or friends as well.Sometimes, though, fences need to be updated, removed or replaced. At these times, homeowners have found themselves in conflict with their good neighbors over the question of who actually owns the fence between their properties. While this might seem like an odd question, if the fence was already there when you moved in, are you completely sure that it belongs to you? Just whose side of the property line does it really fall on?

Figuring Out Ownership

Before you start tearing down an existing fence, it’s important to figure out if you actually have legal ownership of the fence itself. Friendly neighbors can become bitter enemies pretty quickly if you start tearing down a fence that belongs to the people living next door. You can also cause some hurt feelings if you start taking the fence down and accidentally tear up gardens or other plants that grow next to or on the fence. This is why it’s essential to determine ownership before you make any move on the fence. Not clearing things beforehand can not only cause hurt feelings and ruin a neighborly relationship, but in some cases a neighbor might even get the police or lawyers involved.

A Neighborly Conversation

One of the first things that you should do if there’s any question about the ownership of the fence is go over and have a chat with your neighbor. Explain that you want to replace the fence, provide your reasoning on why the fence has to go, and ask if they know whose property the fence falls on. If the fence is on your property, the neighbor should tell you; if it’s on theirs, then you can open up a larger conversation about replacing it. This also gives you an opportunity to talk about any plants or other features that might be disturbed during the process and make accommodations for pets or other animals that gaps in the fence might put at risk. Be sure to approach the topic casually and with a friendly tone; if you come across as too aggressive or seem defensive about the question then it can cause the conversation to head south pretty quickly.

Checking That Property Line

Unless your conversation with your neighbor sorts things out neatly, it’s a good idea to get a survey done to settle the matter of where the fence lies. A surveyor will ensure that the property line is clearly marked so you can see exactly where the fence lies on the property line. In some cases, it will clear the matter up readily, since the fence will obviously fall on one property or the other. In other cases, you might find that the fence actually straddles the line or moves from one property to the other. In this case you may need to discuss the issue more with your neighbor or consult the property deed or other official description of the property to see whether the fence is mentioned. Regardless, knowing where the property line falls gives you a lot of leverage in solving the issue.

Solving Your Fencing Woes

Whether you’re in need of a surveyor to help you figure out ownership or a contractor to replace the fence, HomeKeepr is here to help. With a free HomeKeepr account you can connect with professionals in your area that will assist you in getting your fencing issues cleared up in no time. Sign up for a free account today so you can get started on your fencing project tomorrow.
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Should You Rent Your Home Decor?

It might seem like kind of an odd concept, but there are a number of companies that let you rent your home décor these days. Companies like Feather and CasaOne allow you to lease your furniture and other décor for a limited period or until you decide to buy it outright. Even some older rent-to-own companies have options to change furnishings after completing a portion of your lease. The big question is, how viable is this as a way to decorate your home?

Renting vs. Buying

With just about any situation where you have the option to rent or buy something, there will be proponents on both sides extolling why that option is the better deal. People will discuss markets when talking about renting or buying a home, or depreciation rates when discussing automotive lease options versus outright purchase. With furniture, however, the discussions have long been fairly one-sided due to the excessive cost associated with many rent-to-own furniture options. Unless you had another other choice, buying your furniture was the only way to avoid paying nearly twice as much in some cases. The difference here is that these new options are intended as a way to provide flexibility in your décor instead of simply providing a path to purchase. While you do have an option to purchase, you also have the option to change your furniture options as your needs and tastes change. Because services like Feather are focused more on providing an actual service than simply selling furniture with installment plans, they have a larger focus on benefits than what you would get from a standard rent-to-own purchase.

Is It a Viable Option?

There are two questions to ask when trying to decide if renting home décor in this fashion is a viable option for you. The first concern is the cost: is it really worth it to you to have the sort of flexibility these services provide, versus owning your furniture outright? Feather, for example, has a $19/month service charge in addition to the monthly furniture payments for members on annual contracts. If you don’t plan on taking advantage of all the services that Feather offers, it might not be worth paying this extra cost in your case. On the other hand, if you’re the sort that would like to be able to reinvent your living space on a regular basis, then the discounts and annual free change that membership provides might be more than worth that added monthly fee. The second thing to consider is how viable these companies are in the long term. If there’s no market for this sort of a service, then you might find yourself without a service to use a few years down the road. This may not be a concern, however; the market has supported multiple more traditional rent-to-own services over the years, but companies like Feather aren’t really competing with those. Instead, they’re taking an updated version of their model and targeting a slightly higher income bracket. With reasonable pricing, some great style and a solid service model in place, these early movers into this new bracket could have significant staying power.

Nailing Your Décor

Regardless of whether you plan to rent or buy, it’s a good idea to plan out your décor before you start decorating. This is especially important if you’re using an online service like Feather where you’ll be doing your planning and shopping online. This is where it can help to have a professional interior decorator or designer there to assist you in choosing the pieces that will work best together. Fortunately, HomeKeepr can help you with that. Sign up for free today to find a decorator who will really help you pick the perfect accents for your home and tie everything together. Signing up is free, so you’ve got nothing to lose.
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I Love a Parade! High Traffic Flooring Options

A nice deep pile carpet can look great in your home, but if you have a lot of foot traffic then it’s just asking for trouble. Not only will you have to work harder to keep it clean, but you’ll also have to replace it sooner than you’d like because all those feet and shoes will leave their mark over time. If you want nice-looking floors without worrying about your own personal parade wearing them down before their time, you need to find a flooring option that’s better suited for high-traffic areas.

Laminate Flooring

An increasingly popular option in homes, laminate flooring uses laminated wood slats with images applied to them to create the look of a premium flooring option without the premium price. Laminate is available in a wide range of sizes and types; choose thicker 12mm or 15mm laminates to help ensure that they won’t wear down due to excessive foot traffic. If you want something a bit different than standard laminates, some companies are also now making vinyl flooring that functions similarly to laminate floors but with the water resistance and other benefits of using vinyl.

Natural Stone

If you really want something that can stand up against some foot traffic, consider going with natural stone. These stone tiles add a touch of beauty and class while giving you the wear protection that only stone can provide. Depending on the option you choose, this may run a bit more expensive than other options, but there is very little out there that can match the look of stone in the end.

Concrete Flooring

Though this may sound unappealing when you first think of it, there’s a lot that can be done with concrete flooring. You can add color, stains, etchings, stamps and even embedded features such as stones or tiles to really bring the floor to life. Best of all, you already know that concrete can stand up to a lot of traffic and use without showing any wear, so you won’t have to worry about your floors showing their age for quite some time.

Hardwood

Another option, which can be a bit pricey depending on the wood you go with, is hardwood. There is very little that can beat a hardwood floor when it comes to beauty and wear resistance. You have several woods to choose from, each giving the floor its own touch of color and personality. The maintenance of hardwood is a little higher than some other options if you want to keep it looking its best, but the little bit of extra time you spend keeping up your floor is more than worth it.

Ceramic Tile Flooring

There are a lot of benefits to using ceramic tile in your high-traffic areas. Tile is versatile, comes in a wide range of colors and styles, creates a classic look, and is relatively easy to repair and replace if individual tiles get broken. Don’t worry that the look of ceramic tile is dated, either; while you might think that tile will give you the generic “tile floor” look of decades past, modern ceramic tile is truly a sight to behold.

Traffic-Resistant Carpet

Yes, carpet isn’t always the best flooring option for high-traffic areas. That doesn’t mean that there aren’t carpeting options available for rooms that see a lot of use, however. Not only are there low-pile carpets and other options designed with higher-traffic use in mind, but you can also get carpet tiles and other carpet options that are both easy to maintain and easy to repair if parts of them start showing a bit too much wear.

Finding the Right Flooring Option

Obviously, there are a few options available to keep your floors looking nice despite the amount of traffic they see. If you aren’t sure which is the best option for your specific situation, check out HomeKeepr to match up with a professional installer who can help. Not only will you find out which flooring options are best for different situations, but you’ll also get a great deal on having your new floor installed. Sign up for free today to get started.
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Bargain Buying 101: Things to Look for In a Deal

When you’re shopping for a new home, it’s not uncommon to face a little bit of sticker shock when it comes to price. This often leads to buyers trying to find a good balance between what they want and what they can afford. However, if you’re smart (and maybe a little lucky), you may be able to find some really great deals if you know what to look for. One of the keys to finding a good deal is to look for properties that have qualities that might seem unappealing at first but that can be corrected fairly easily. Some of these things can drive prices down significantly but won’t require a major renovation to fix. If you’re hoping to find a bargain, here are a few things to look out for.

Ugly Paint

Even though there’s a lot of damage that can make your paint look ugly, sometimes the paint is just ugly because someone chose to bring together colors that should never coexist. It could be awful colors, it could be cheap paint that’s faded over time or it could even be an amateur paint job that never got touched up. Regardless of the reason for the ugly paint job, it can drive the price of the property down by thousands or even tens of thousands of dollars. It doesn’t even have to be the entire house; one ugly room can give you an opportunity to find a good deal on an otherwise nice property.

Landscaping Issues

A property’s yard is one of the first things that potential buyers see. If it’s obviously been neglected or has bald patches and overgrown flower beds, this can make a negative first impression because it suggests that the house itself might not have been taken care of either. That isn’t always the case, though. Even if the house is in good condition, a yard that needs some TLC can usually shave some money off the asking price and help you to net a great deal.

Fixtures and Accents

There are a lot of cosmetic elements in houses that can start looking rough over time. Handles and knobs can come loose or become tarnished, shutters can get loose, bathroom tiles can become cracked… the list goes on. While updating these issues won’t break the bank, many sellers will drop their asking price quite a bit due to how these little things make the house look.

Bathroom Concerns

A lot of buyers shy away from houses that have obvious bathroom problems, causing those sellers to bring the price down significantly in many cases. Depending on the extent of the issues in the bathroom, though, there could be a real opportunity here. If the problem with the bathroom is mostly cosmetic, then you may be able to fix it on the relatively cheap side and save a lot of money in the process. Just be sure to keep an eye out for signs of water damage or mold, since that could indicate problems that would be much more expensive to fix.

Previous Foreclosure

One other strategy for finding a deal is to look for bank-owned properties that were previous foreclosures. These properties are often sold at a discount because the bank isn’t necessarily trying to sell the house at market value, it’s simply trying to recoup the money it lost when it had to foreclose. The amount you can save will depend on both the bank and the amount of equity that was in the home when it was foreclosed, but you may luck into a great deal on a nice house this way. Just be aware that while there are legitimate programs that can help you find a foreclosed property, there are also some scammy ones out there as well.

Call in the Experts

Having your Realtor help you with your search is another way to find hidden gems and get a bargain on your next home. They can find you properties that need some of these little fixes and give you an idea of what sort of updates the property could need.
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The Post-Inspection Negotiation Two-Step: What You Can Expect

Inspections are an important part of the home-selling process. The home inspector will locate any potential problems with the property, making sure that all involved know what’s wrong and what needs to be fixed. What happens then, though? Whose responsibility is it to fix the issues that the home inspector discovered? As with a lot of problems, the answer is a resounding “It depends.”

Gauging Severity

One big determining factor in how problems found in a home inspection are dealt with is how severe the issues are. A major problem with a property can be a deal breaker for many buyers. Depending on where you live, such a problem may even have to be addressed before the property can be sold. State-level restrictions vary, but most are rooted in making sure that sellers can’t avoid fixing potentially dangerous problems or leave them for the buyer to discover on their own. Even if a problem isn’t critical, most states require that any problems found by a home inspection be disclosed to potential buyers. This disclosure is a big deal, as it can significantly affect how much the buyers are willing to pay.

Loan Program Requirements

Beyond repair and disclosure requirements that vary from state to state, different loan programs (such as those offered by the Federal Housing Authority or Department of Housing and Urban Development) may have additional requirements when it comes to problems discovered during a home inspection. Many programs have very specific guidelines regarding the condition of the property that a buyer can purchase using those loans. If a loan program won’t allow a purchase while unsatisfactory conditions exist, the issues must either be repaired or have satisfactory arrangements made to facilitate the repair before the purchase can continue. Keep in mind that not all loan programs will make allowances for future repairs, either; in those cases, the repairs will either have to be made in full or the buyer will have to find a different lender that does not follow the same strict requirements.

Negotiating Repairs

In the event that there aren’t specific regulations at the state level or restrictions in the buyer’s loan program concerning problems with the property, it falls to the buyer and the seller to determine what repairs will be made. This is typically part of the price negotiation, as buyers are willing to pay more for a property that they don’t have to make extensive repairs to. In many cases, sellers may offer to cover the most pressing repairs and address any serious issues while the buyer assumes responsibility for any other issues found in the buyer’s home inspection disclosure. In many cases this will be agreed to in writing, either at the request of one of the parties or as a condition of the mortgage loan that the buyer is using for the purchase. By formalizing the agreement in writing, it ensures that both parties understand their responsibility and protects the seller from potential legal action regarding issues that weren’t addressed (provided that the seller completed all of the repairs that they agreed to.)

Market Strength

The strength of the housing market can have a big effect on who does the bulk of repairs on a property. If similar properties are plentiful and interest rates are low, it creates what’s referred to as a “buyer’s market”; buyers have a lot of options and can easily walk away from the purchase if they don’t get what they want. In this situation, the buyer has a lot of leverage and can usually get the seller to agree to either a lower price or a higher percentage of the repairs. When the opposite occurs and there are few choices and higher interest rates, a “seller’s market” is created. Buyers can’t walk away as easily and be guaranteed a good deal elsewhere, so sellers can often hold their ground more and get buyers to agree to higher prices or a greater percentage of repairs.

Need Some Help?

Regardless of whether you’re buying or selling, having a seasoned pro on your side can make navigating repair negotiations a lot easier. Sign up for HomeKeepr for free to find the help you need to ensure the deal you deserve.
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What Causes Ice Build-Up on Homes?

When the weather is cooler than cool, it can turn ice cold. Unfortunately, this can lead to a lot of ice on and around your home. There are few things that can make you lose your chill faster in the winter than ice-related falls or damage to your home. Excessive ice build-up can create a number of potentially dangerous situations during the winter, so knowing what causes it (and more importantly, how to prevent it) is an important part of staying safe as temperatures drop.

Ice Build-Up

There are a few different ways that ice can build up during the winter. The most basic ice buildup is just a thin layer of ice that covers large portions of the house, sometimes accompanied with snow or other precipitation. This usually isn’t that big of a deal. Of greater concern are large icicles, sheets of ice and snow that build up on the roof, frozen gutters and built up ice at the edge of the roof known as an ice dam. These can be dangerous in several ways, both to you and to your house.

Frozen Gutters

When ice freezes in your gutters, it places extra strain on the screws or clips holding the gutters in place. Overflow can result in icicles hanging from the gutters, and if the buildup gets too heavy it can actually pull the gutters away from your roof. This is particularly dangerous because that heavy ice can then fall to the ground… bringing part of your gutter with it.

Ice Dams

If a portion of your roof becomes warm enough to melt some of the snow and ice on top of it, an ice dam can form. That melted snow or ice will trickle down the roof as water, reaching the eaves or gutter and encountering much colder materials where it will freeze again. This process continues until there is a buildup of ice at the very edge of the roof, with liquid water attempting to flow underneath it. The ice can overflow onto your gutters, while the water forces its way under shingles and possibly through other materials until it freezes and expands. The longer the ice dam continues this process, the thicker it becomes and the more damage it can do.

Other Forms of Ice

Ice sheets and icicles also present dangers during the winter. Icicles form when liquid water gradually drips at the same spot over time, freezing more and more until it grows large enough to potentially break free and fall to the ground. Ice sheets form similarly to ice dams, but instead of melting entirely the heat of the roof only melts a small portion of the ice sitting on it. The remaining ice is able to shift under its own weight due to the thin layer of water underneath it, and in some cases may slide down the roof and fall to the ground.

Removing Ice Build-Up

Care should be taken when trying to remove any form of ice build-up. Don’t use any sharp implement as it can damage your roof, gutters or walls. Instead, tap away at the ice with a blunt mallet or pole. Work in small sections, making sure that there is someone with you to brace your ladder in case the ice shifts. Apply a calcium chloride ice melter to the ice beforehand, if possible, to melt as much of it as you can (but don’t use rock salt or other chemicals that can damage your home.) Take every precaution you can before you start trying to remove the ice, because even when you’re prepared, it can be dangerous.

Preventing Build-Up

To prevent ice build-up, work on improving ventilation in your attic to ensure even heating and consult an energy efficiency expert to see if there are other steps you can take. Use a snow rake to remove snow and ice buildup from the roof before it can become a problem, and clean your gutters thoroughly before winter weather sets in. If you have a continuing problem with build-up, you might also consider replacing some or all of your existing roof with a standing-seam metal roof with a water-repellant membrane underneath it.

Playing It Safe

Removing built-up ice dams and sheet ice can be dangerous. If you’re not careful, you can also damage your roof in the process. Let HomeKeepr help you find an expert with experience when it comes to safely getting rid of the ice around your home. If the damage has already been done, you can find an experienced roofer on the platform as well. Sign up today for free and get ready for an ice-free tomorrow.
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Care and Feeding of Your Home’s Roof

While the roof is one of the most important parts of your home, it’s also one of the most neglected. The average homeowner gives little thought to the condition or maintenance needs of their roof until it starts to leak, at which point it’s usually too late. With a little bit of care and planning, you can add years to the life of your roof. Even better, you can also improve both the look and overall condition of the rest of your home in the process.

Roof Safety First

Before you start any plans to take care of your roof, be sure that you know how to safely access the roof and work on it. Ensure that you have a ladder in good condition that you can secure in place, with a spotter there to keep an eye on you and hold the ladder stable. If possible, connect a rope or safety harness to a solid surface on the roof in case of accidental slips or falls. Wear slip-resistant shoes or work boots and walk carefully with each step to test for weak spots before putting your whole weight down. A fall from a roof can be very dangerous, so don’t skimp on the safety procedures when you’re leaving the ground.

Check It Out Annually

Don’t wait for there to be problems with your roof before you decide to do anything about it. At a bare minimum, you should inspect your roof once a year, ideally in the fall, before freezing temperatures set in. This lets you take care of any problems before ice, snow and other winter issues can make them worse. While this works as a minimum amount of attention, your roof will maintain its good condition longer if you also check it in the spring or early summer as well.

Clean the Debris

There is more on your roof than just a frisbee. The limbs, dirt and other debris can take a toll on your roof material over time. Wash the debris off your roof or climb up and remove it with a broom, being sure to follow good safety habits if you decide to go up yourself. If you’re unable to remove some of the debris safely, leave it and call a professional.

Look for Overhanging Branches

Trees near your home can provide good shade during the summer, but as winter sets in they can become a hazard. Limbs and branches that hang over your roof can not only drop seeds, leaves and pollen that can make a mess, but as temperatures drop and everything starts icing over those same limbs can gain a lot of weight. Trimming back the limbs or other hazards can go a long way toward preventing damage to your roof over the course of the winter.

Keep Your Gutters Clean

Most people clean their gutters to keep the water from falling over the side, but there are other reasons to keep them clean. If your gutters are clogged, all of that organic material holds moisture and keeps it right next to the edge of your roof. Over time, this can cause the wood in the roof edge to soften and rot. This can, in turn, lead to your gutters pulling free and possibly even part of your roof collapsing.

Look for Signs of Damage

Even quick visual inspections throughout the year can make a big difference in keeping your roof healthy. Areas that seem damp even when everything else looks dry, shingles or flashing that is visibly damaged or pulled up, mold growth on certain spots, damp spots in the attic and other signs of distress are all good ways of telling that there’s some problem with your roof that needs to be handled.

Calling in a Roofer

Even if you’re diligent when it comes to keeping your roof clean and looking for signs of damage, you may reach a point where you’ll need to bring in a roofer for repairs or a full roof replacement. If that sounds intimidating, don’t worry; HomeKeepr is here to help! Sign up for a free account today and we can help you locate the roofer that’s the best match for your home and your budget.
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